Build your spending sankey in under five minutes.

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Budget Sankey Diagram

Sankey Diagram of Your Spending (Free)

See your income → bills → spending → savings in one chart.

  • Shareable chart (hide amounts)
  • Handles transfers & credit-card payments
  • Household view with Patch invites
Sankey diagram export showing income, spending categories, and savings

Why budgeting communities share Sankey screenshots

A cash flow sankey surfaces your biggest money leaks instantly, which is why these charts spread quickly in budgeting forums.

Faster than scanning transaction tables

A spending sankey puts proportions first. You can see where most dollars go before drilling into line items.

Built to share with households

The same money flow chart can be shared with your Patch, with options to hide amounts and simplify labels.

“This gives me such a better overview of where our money actually goes each month.”

As seen in budgeting communities and household money threads.

Interactive Demo

Try a live budget sankey diagram with sample data

Click any income or expense value to edit it, then add/remove members or categories. This demo uses example data only and never reads personal accounts.

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Why Sankey Works

What is a Sankey diagram?

A Sankey diagram is a proportional flow chart. Link width maps directly to dollars so you can spot big hitters instantly.

Why it's better than pie charts for cash flow

Pie charts show category shares but lose context. A cash flow sankey connects sources, hubs, and destinations in one view.

How It Works

How Stitch Money generates your money flow chart

Connect accounts in Stitch Money

1) Connect accounts

Securely connect your core accounts to establish your budget sankey baseline.

Transaction review and categorization screen

2) Auto-detect bills + categorize

Stitch classifies transactions and recurring bills so your spending sankey remains useful week to week.

Cash flow sankey view in Stitch Money

3) View + share Sankey

Switch privacy view settings, then copy image or download PNG for your partner, coach, or annual review.

Made for Households

Use Patch invites to keep one shared household cash flow sankey

Invite a partner or roommate so everyone sees the same picture and can align decisions faster.

Couples aligning spending

Get one shared source of truth before monthly check-ins and avoid spreadsheet drift.

Home-buying budget sanity check

Stress-test housing scenarios by seeing where your current money flow chart is already tight.

Annual review / year-in-money

Switch to yearly and quickly summarize big shifts in spending, transfers, and savings.

Sharing controls

  • Hide amounts entirely
  • Percent-only mode for presentations
  • Anonymize names/labels before sharing

Data handling in plain English

Your personal data stays in your account context. Shared exports are generated by your chosen view settings and can omit sensitive values.

Read details in our Privacy Policy and Security section.

Accuracy on tricky transactions

No more confusion about transfers, payments, and savings math

Credit card payments

Credit-card payments can be separated so they do not look like fresh discretionary spend.

Transfers

Internal transfers can be excluded or shown separately so your spend buckets stay truthful.

Savings definition

Savings is computed as net flow remaining after included outflows in the selected timeframe.

FAQ

Common questions about spending Sankey charts

What is a Sankey diagram?

A Sankey diagram is a proportional flow chart. Thicker lines mean larger money flows from income to spending categories and savings.

Can I hide dollar amounts when sharing?

Yes. You can switch to hidden amounts or percent-only before exporting or sharing the chart.

Can I anonymize labels?

Yes. In Stitch charts you can hide names and share a cleaner, privacy-safe view for household discussions.

How do you handle transfers and credit card payments?

Transfers and credit card payments can be excluded or shown separately so your spending sankey is not double-counted.

Can I export as PNG or SVG?

Yes. You can export both PNG and SVG files from the Sankey view for reports, slides, or sharing.

Is Stitch Money free?

Yes. Stitch has a free plan, and you can create and explore a Sankey view without paying first.

Can I use it with a partner or household?

Yes. Stitch uses Patch invites so couples, roommates, and families can review one shared cash-flow picture together.

Create your Sankey (Free)

Turn your budget into a shareable, accurate money flow chart today.

Create your Sankey (Free)